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Here's a Bit of Legal Mumble Jumble

Best you know what's up. 

Simplified Version:

  1. If you borrow money, you have to pay it back. 

  2. If you have difficulty paying back your loan, please contact us as soon as possible. We will work with you to ensure a positive outcome. 

Legal Version:

  1. Small loans such as these are considered expensive and you should use best judgement before taking one.

  2. The Interest rate on short-term loans is higher than typical loans through a bank. If you can qualify for a bank loan, it should be your first choice.  

  3. All short-term, small-amount loans are regulated by Federal and State of Ohio laws. Should you have any issues or questions about a loan, you should contact the State of Ohio Consumer Protection Bureau to seek help.

  4. Interest rates on small loans can range from 29% to 300% or more depending on factors such as amount, time period for repayment, and your past credit.

  5. You can only have one small loan outstanding at a time. 

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